Insights
Short essays on currency structure, why liquidity and stability pull against each other, and how we build the numbers behind every match.
7 articles · no market commentary, no figures describing the real world
Model · 8 min
Every consumer finance interface of the last decade opens with a search bar. That choice decides who the product is for, and it is the choice CentDNA is a response to.
Model · 6 min
Six axes, none of them a price. What it means to say the dollar scores 95 on liquidity and 38 on diversification — and why the second number is the interesting one.
Model · 5 min
The two things people ask for most are, in this catalogue, almost never available in the same instrument. That is structural, not a gap in the market.
Structure · 7 min
A fiat-backed cent and a tokenized deposit look identical in an interface and are not the same object. The difference is what you own when something goes wrong.
A 92% match and a 68% match are not a good instrument and a bad one. They are two answers to a question you asked, ranked against what was achievable.
Structure · 6 min
Holding four currencies across one region is a narrower position than it looks. The concentration hides in the geography, and in the issuer.
Compliance · 6 min
Two sentences appear on every result page in this product. They are not boilerplate, and the design would be dishonest without them.
